Our Services


 

RB Capital Management, LLC provides several financial and investment services to a variety of different clients and account types. We specialize in the following services and would be happy to provide you with more information in regards to your particular goals and objectives.

Investment Management

Individuals


RB Capital Management, LLC and its advisors work with individuals and families throughout the United States. Every client’s account, no matter the account size, is custom designed and invested specifically to that client’s needs. All of our advisors follow the firm’s in-depth investment process.

The investment process begins with a client interview. Together, we complete an Investment Objective Questionnaire and use this information to create an appropriate Asset Allocation. Criteria used when developing an Asset Allocation include:

  • Age
  • Risk Tolerance
  • Tax Bracket
  • Total Wealth
  • Account Type
  • Financial Situation
  • Financial Goals
  • Cost Basis of Current Holdings
  • Current Holdings the Client Wishes to Keep

We examine all the client data we collect and recommend an allocation to best suit our clients’ specific circumstances and needs.

Businesses and Non-Profits


RB Capital Management, LLC also works with many businesses and non-profit accounts. Typically these types of accounts have even stricter guidelines and time frames than an individual client and we work diligently with the businesses owner(s) to design an investment allocation and plan to match with the investment parameters, the business’s investment policy statement (if they have one), time frames, and our client’s goals.

Business Retirement Plans

At RB Capital Management LLC, our primary goal is to provide our business clients with independent advice and consultative services regarding their retirement plans.
We work with nationally-known retirement plan record keeping and administration providers, who consistently demonstrate that they have earned their high reputations in the retirement plan industry for:

  • Quality Service
  • Investment Diversity
  • Technology
  • Overall Flexibility

We are committed to a process of learning about our customers’ needs and goals for the plans that they sponsor. Only then do we recommend potential solutions from among the providers we work with.

Our Process

We provide comprehensive consultative services to assist various plan sponsors in the design, implementation and ongoing administration of their retirement plan. We also assist plan sponsors in addressing their various fiduciary responsibilities, by providing guidance, as well as ongoing monitoring of their investment options. Our process involves the following steps:

  • Needs Assessment
  • Provider Search
  • Plan Implementation
  • Ongoing Participant Education Commitment

Our Services

We fully understand the intricate details of how retirement plans operate. As such, we have built both our reputation and our platform around providing independent advice and consultative services to a variety of qualified retirement plan types including:

  • 401(k)/Profit Sharing Plans
  • Multiple Employer Plans
  • Defined Benefit Plans
  • 403(b) Plans

Our Providers

Our commitment is always to the client, not to any one provider. Thus, to fully support the diverse needs of our client base, we work with a wide range of retirement plan service providers. This serves to ensure that once we understand a plan sponsor’s goals and needs, we can recommend a provider that is best suited to the business in terms of pricing, technology, value-added services and investment diversification. A sampling of providers we work with to assist our clients in meeting their goals include:

  • ADP
  • American Funds
  • Fidelity
  • John Hancock
  • Nationwide
  • Paychex
  • Securian
  • Vanguard

Our Compensation

At RB Capital Management, LLC, our goal is to provide unbiased solutions for retirement plan sponsors. We do not promote one provider over another; nor do we receive special compensation from any one provider for recommending their product. The compensation we receive is determined by several factors including:

  • Plan Size
  • Number of Participants
  • Number of Locations
  • The level of participation education and support that may be required by the plan sponsor

Our compensation is fully disclosed, including any one-time fees, as well as the ongoing fees incurred for the services we provide.

Financial Planning

Many of our advisors provide in-depth financial planning for their clients in categories such as

  • Education Planning
  • Insurance Planning
  • Investments
  • Tax Planning
  • Estate Planning
  • Retirement Planning

Although we work as a team with your tax advisor and family attorney, we recommend directly consulting them before acting on any tax or legal advice.